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Proceedings without judgment refers to the method of directly initiating enforcement proceedings without a court decision. However, as a debtor, you have the right to object to this process. In this article, we will discuss in detail how you can object to the debt and authority in non-judicial proceedings with a petition of objection and the important points you should pay attention to in this process.

Click for the Debt Objection Letter Sample

Definition and Functioning of Unlawful Proceedings

Proceedings without judgment is a type of enforcement proceedings initiated by the creditor directly applying to the enforcement office without a court decision against the debtor. The creditor applies to the enforcement office and requests a payment order to be issued for the payment of the debt. The debtor may object to this payment order within certain periods. Here are the outlines of the pursuit process without judgment:

Enforcement Proceedings Request: The creditor applies to the enforcement office to collect his receivables. Payment Order: The enforcement office sends a payment order to the debtor. Objection: The debtor can object within a certain period of time following the notification of the payment order.

Debt Objection Petition

The Meaning and Importance of Debt Objection

Objection to the debt is a process carried out when the debtor claims that the debt requested from him is not valid, through proceedings without a judgment. This objection may be aimed at proving that the debt never existed, was miscalculated, or has been paid.

How to Prepare a Debt Objection Petition?

The elements to be considered when preparing a debt objection petition are as follows: Things to include in a debt objection petition.

Title and Date of the Petition: The phrase “Debt Objection Petition” should be included in the petition title and the date should be stated. Personal Information: Your name, surname, address and contact information should be included. Creditor Information: The name, address and other contact information of the creditor should be stated. Debt Details: The type, amount and date of the debt objected should be stated. Reasons for Objection: Explain in detail the reasons why you think the debt is invalid. and support it with documents, if any. Requests: Request the cancellation or correction of the debt. Signature: Add your name and surname and your signature at the end of the petition.

Sample Debt Objection Letter

[Adınız Soyadınız]
[Adresiniz]
[Telefon Numaranız]

[Tarih]

[Alacaklı Kurumun/Kişinin Adı]
[Alacaklı Kurumun/Kişinin Adresi]

Subject: Debt Objection Petition

Dear Official,

sent to me [Tarih] dated and [Borcun Numarası, varsa] I have to object to debt notification no. My objection grounds and demands are stated below:

Incorrect Debt Amount: I believe that the reported debt amount is incorrect. (Make a detailed explanation, for example: “My payment documents for this period show that the debt has been paid and are attached.”) Lack of Validity of the Debt: I believe that this debt does not belong to me. (Make a detailed explanation, for example: “Attached are the documents proving that I have never used the relevant service or product.”)

I request that the relevant debt be canceled.

Kind regards,

[Adınız Soyadınız]
[İmza]

Petition to Object to Authority

The Meaning and Importance of Objection to Authority

Objection to authority is the objection made by the debtor on the grounds that the enforcement office that pursues the debt in non-judgment proceedings is not competent. This objection requests the continuation of enforcement proceedings in the enforcement office where the file is authorized.

How to Prepare a Petition to Object to Authority?

The factors to be considered when preparing a petition to object to authority are as follows:

Title and Date of the Petition: The phrase “Petition to Object to Authority” should be included in the petition title and the date should be stated. Personal Information: Your name, surname, address and contact information should be included. Creditor Information: The name, address and other contact information of the creditor should be stated. Debt Details: The type, amount and date of the debt objected should be stated. Reasons for Objection: The reasons why the enforcement office is not authorized should be stated in detail. Explain and state your legal basis, if any. Requests: I object to the enforcement proceedings opened in an unauthorized enforcement office. Signature: Add your name and surname and your signature at the end of the petition.

Sample Letter of Objection to Authority

[Adınız Soyadınız]
[Adresiniz]
[Tarih]

[Alacaklı Kurumun/Kişinin Adı]
[Alacaklı Kurumun/Kişinin Adresi]

Subject: Petition to Object to Authority

Dear Official,

sent to me [Tarih] dated and [Borcun Numarası, varsa] I object to the authority issue regarding the debt notification no. My objection grounds and demands are stated below:

Unauthorized Enforcement Office: I believe that the case regarding this debt was not filed in the authorized enforcement office. (Make a detailed explanation, for example: “According to the contract between us and the creditor, the authorized enforcement office is in Istanbul, but the case was filed in Ankara.”)

I request that the relevant case be taken from the unauthorized enforcement office and the follow-up continues in the authorized enforcement office.

Kind regards,

[Adınız Soyadınız]
[İmza]

Objection Process and Things to Consider

Objection Period

Objections to debt and authority must be made within 7 days from the notification of the payment order. If no objection is made within this period, the debt becomes final and enforcement proceedings may be initiated.

Evaluation of the Objection

After receiving your objection, the enforcement office makes the necessary investigations and decides whether your objection is accepted or not. If the objection is accepted, enforcement proceedings will be stopped and the matter may be taken to court.

Legal Consultancy

Getting legal advice while preparing a petition to object to debt and authority can help you manage the process more effectively. In this way, you can ensure that your objection has a solid legal basis.

Conclusion

It is extremely important to write a petition to object to the debt and authority in non-judicial proceedings in order to protect your rights. You can defend yourself against unfair debt demands by preparing your objection petitions in line with the steps and examples mentioned above. Remember, following the objection processes carefully and getting legal help when necessary will give you an advantage.

SSS9

The debt objection petition is an official document written to object to the debt notification sent to you as the debtor. You can object to the existence, amount or validity of the debt.

The petition to object to the debt must be submitted to the enforcement office within 7 days from the notification of the payment order in proceedings without a judgment. If this period is exceeded, the debt becomes final and enforcement proceedings may be initiated.

The petition to object to authority states that the enforcement proceedings regarding the debt have been opened in an unauthorized enforcement office and that the authorized enforcement office states in the petition. In this petition, the creditor may request the enforcement office to continue pursuing the file in the authorized enforcement office.

The grounds for objecting to authority may include initiating enforcement proceedings in a place other than the authorized enforcement office specified in the contract with the creditor, or initiating enforcement proceedings in an unauthorized execution. As a rule, enforcement proceedings must be initiated at the debtor’s place of residence.

The objection petition should be prepared in cases where you think that the debt has been calculated incorrectly, has been paid, or the debt does not belong to you. Additionally, if you think that the case has been filed in an unauthorized enforcement office, you should prepare a petition to object to the authority.

Yes, objection to debt and authority can be made in the same petition. In the petition, you can explain your objections regarding both the debt itself and the authority issue under separate headings.

When writing a petition to object to debt and authority, it should include basic elements such as title and date, personal and creditor information, details of the debt, reasons for objection, requests and signature. You must explain in detail your reasons supported by documents.

If your objection petition is not accepted, enforcement proceedings may continue once the debt is finalized. In this case, you can appeal the decision by applying to the enforcement court. Getting legal advice can also be helpful in this process.

Yes, if the debt is objected to, enforcement proceedings will be stopped and the creditor may be required to prove the receivable. If the objection is accepted, the debt and enforcement proceedings are cancelled.

If the objection is made within the legal period, it is decided to suspend the enforcement proceedings. If the creditor has paid the notification fee for the objection during the opening of the proceedings, the objection petition is notified. Or, if the expense is covered by the debtor, the objection petition is notified to the principal creditor or his representative, if he has a representative. The creditor’s period for filing a lawsuit begins as of the notification.

It is not mandatory to get legal advice, but getting legal advice during the debt and authority objection processes will be beneficial for you to better protect your rights and take the right steps. Lawyers can provide important support in preparing objection petitions and managing the process.

Along with your objection petition, you must submit documents showing that the debt is invalid, payment receipts, contracts and other supporting documents. These documents will support the accuracy and validity of your appeal.

Graduate of Vocational School of Justice and Public Administration. Expert in Enforcement and Bankruptcy Law. It offers online tests, lecture notes, current and general content for the 2025 Executive Vice President exam at Fırsatmduru.com. Graduate of Vocational School of Justice and Public Administration. Expert in Enforcement and Bankruptcy Law. It offers online tests, lecture notes, current and general content for the 2025 Executive Vice President exam at Fırsatmduru.com.